Written By: Ishton: Morton – February 15th, 2019
According to the Ohio 2018 gubernatorial election that took place on November 6th, 2018, former U.S. Senator Mike DeWine and Ohio Attorney General was elected as the next Governor of Ohio with 47.5% of the votes over former Consumer Financial Protection Bureau Director and former Ohio Attorney General Richard Cordray with 46.3% of the votes.
With Mike DeWine no longer Ohio Attorney General the newly elected Attorney General has now occupied the office.
On Wednesday, February 13th, 2019 Ohio’s new Attorney General had this to say. I’m going to work every day to protect Ohio families from unfair and deceptive business practices and scams.
He continued to say the office accepts and handles consumer complaints through an informal dispute-resolution process to assist consumers and businesses in reaching a mutual agreement to resolve issues. In 2018, the office received 22,877 complaints.
The 10 most common types of complaints reported to the Ohio Attorney General’s Consumer Protection Section involved:
- Used-car sales (approximately 4,140 complaints);
- Shopping online and in stores (approximately 1,280);
- Professional services, travel agencies (approximately 1,250);
- Cable or cable bundling (approximately 720);
- Wireless phone service (approximately 650);
- Motor-vehicle repairs (approximately 610);
- Identity Theft Unit, requests for assistance (approximately 560);
- Collection calls (approximately 510);
- Rental issues and landlords ( 490);
- Medical billing (420).
The Consumer Protection Section tracks complaints in several general categories for reporting purposes; in 2018, the top overall categories were:
- Motor vehicles;
- Professional Services;
- Utilities, Phone, Internet, TV;
- Shopping, Food or Beverages;
- Home or Property Improvement;
- Collections, Credit Reporting or Financial Services;
- Non Consumer Protection Act, Other;
- Identity Theft Unit.
Consumer complaints generally are handled through the office’s dispute-resolution process, with specialists working with the consumer and the business to reach a resolution. Complaint resolution might involve, for example, a refund for the consumer or an adjustment of charges or services. I know that you’ll find my name amongst the 22,877 complaints received in his office in 2018.
A great many of complains are against those insurance companies that proclaimed to be insuring your home and appliances. Seemingly, they are enormously fraudulent. Something needs to be done about them.
Subsequently, Insurance fraud is defined as any act committed to defraud an insurance process. It continues to say, this occurs when a claimant attempts to obtain some benefit or advantage they are not entitled to, or when an insurer knowingly denies some benefit that is due. However, when it’s the insurance company that is on the shady side of the process nothing is ever done. They are like legal extortionist and bullies.
Also, the United States Federal Bureau of Investigation said; the most common schemes include: premium diversion, fee churning, asset diversion, and workers compensation fraud. Perpetrators in these schemes can be insurance company employees or claimants.
False insurance claims are insurance claims filed with the intent to defraud an insurance provider. It seems that the law provides for them and not you the Consumer. This is another enormous issue that is extremely problematic for Consumers.
In 2018, more than $3.5 million – up from the previous year – was adjusted or recovered for consumers through this process, according to complaint information.
Also, the office takes complaints from small businesses and nonprofit organizations. In 2018, the office logged more than 580 complaints from small businesses or nonprofits and provided dispute resolution similar to that offered to consumers.
Because the way may seem dark and evil let me urge consumers who believe they have been treated unfairly or been the victim of identity theft should contact your Attorney General’s Office. In Ohio you may contact the Ohio Attorney General’s Office at 800-282-0515 or visit www.OhioProtects.org.